Q. WHAT IS A "HOME INSPECTION"?
A home inspection is a visual examination of the structure and systems of a home, from the roof to the foundation. Having a home inspected is like giving it a physical check-up. If problems or symptoms are found, the inspector may recommend repairs or further evaluation.
Q. WHAT DOES IT INCLUDE ?
The home inspector's report will review the condition of the home's heating system, interior plumbing and electrical systems; the roof, attic, and visible insulation; walls, ceilings, floors, windows and doors; the foundation, basement, crawl space, and the visible structure.
Q. WHY DO I NEED A HOME INSPECTION ?
The purchase of a home is probably the largest single investment most people make. You should learn as much as you can about the condition of the property and the need for any major repairs before you buy, so that you can minimize unpleasant surprises and difficulties afterwards.
A home inspection also points out the positive aspects of a home, as well as the maintenance that will be necessary to keep it in good shape. After the inspection, you will have a much clearer understanding of the property you are about to purchase.
If you are already a home owner, a home inspection may be used to identify problems and to learn preventive measures which might avoid costly future repairs. If you are planning to sell your home, you may wish to have an inspection prior to placing your home on the market. This will give you a better understanding of conditions which may be discovered by the buyer's inspector, and an opportunity to make repairs that will put the house in better selling condition.
Q. WHAT WILL IT COST ?
The inspection fee for a single family house varies depending upon the size of the house, particular features, and its age. It is best to check prices by contacting the inspection firm.
However, do not let cost be a factor in deciding whether or not to have a home inspection, or in the selection of your home inspector. The knowledge gained from an inspection is well worth the cost, and the lowest-priced inspector is not necessarily a bargain. The inspector's qualifications, including the inspector's experience, training, and professional affiliations, should be the most important consideration.
Q. CAN'T I DO IT MYSELF?
Even the most experienced home owner lacks the knowledge and expertise of a professional home inspector who has inspected hundreds, perhaps thousands, of homes in his or her career. An inspector is familiar with the many elements of home construction, their proper installation, and maintenance. He or she understands how the home's systems and components are intended to function together, as well as how and why they fail.
Above all, most buyers find it very difficult to remain completely objective and unemotional about the house they really want, and this may affect their judgment. For the most accurate information, it is best to obtain an impartial third-party opinion by an expert in the field of home inspection.
Q. CAN A HOUSE FAIL INSPECTION?
No. A professional home inspection is an examination of the current condition of your prospective home. It is not an appraisal, which determines market value, or a municipal inspection, which verifies local code compliance. A home inspector, therefore, will not pass or fail a house, but rather describe its physical condition and indicate what may need repair or replacement.
Q. HOW DO I FIND A HOME INSPECTOR?
The best sources are your; Buyers Agent, family, friends, or business acquaintance, who has been satisfied with and can recommend a home inspector. In addition, the names of local inspectors can also be found in the ASHI listings on the Internet. The Yellow Pages under "Building Inspection Service" or "Home Inspection Service" is another location for home inspectors.
Whatever your referral source, you will want to make sure that the home inspector is a Member of the American Society of Home Inspectors® (ASHI®) in order to be certain of his or her professional qualifications, experience, and business ethics. The Northwest ASHI® chapter distributes flyers with it's member names to most of the local real estate offices.
Q. WHAT IS THE AMERICAN SOCIETY OF HOME INSPECTORS®?
The American Society of Home Inspectors® (ASHI®) is the oldest and leading non-profit professional association for independent home inspectors. Since its formation in 1976, ASHI®'s "Standards of Practice" have served as the home inspector's performance guideline, universally recognized and accepted by professional and government authorities alike. www.ASHI.com
ASHI®'s professional Code of Ethics prohibits Members from engaging in conflict of interest activities which might compromise their objectivity. This is the consumer's assurance that the inspector will not, for example, use the inspection to solicit or refer repair work.
In order to assist home inspectors in furthering their education, ASHI® sponsors a number of technical seminars and workshops throughout the year, often in cooperation with one of its nearly 50 Chapters. ASHI® also serves as a public interest group by providing accurate and helpful consumer information to home buyers on home purchasing and home maintenance. www.ashiww.com
Q. WHO BELONGS TO ASHI ?
Members of ASHI® are independent professional home inspectors who have met the most rigorous technical and experience requirements in effect today. To become an ASHI® Member, an inspector must pass the National Home Inspector exam, have performed a minimum of 250 professional fee-paid home inspections, and maintained his or her candidate status for no less than six months. ASHI® Members are required to follow the Society's Code of Ethics, and to obtain 20 continuing education credits per year n order to keep current with the latest in building technology, materials, and professional skills.
Q. WHEN DO I CALL IN THE HOME INSPECTOR ?
A home inspector is typically contacted right after the contract or purchase agreement has been signed, and is often available within a few days. However, before you sign, be sure that there is an inspection clause in the contract, making your purchase obligation contingent upon the findings of a professional home inspection. This clause should specify the terms to which both the buyer and seller are obligated.
Q. DO I HAVE TO BE THERE?
It is not necessary for you to be present for the inspection, but it is highly recommended. You will be able to observe the inspector and ask questions, as you learn about the condition of the home, how its systems work, and how to maintain it. You will also find the written report easier to understand if you've seen the property first-hand through the inspector's eyes.
Q. WHAT IF THE REPORT REVEALS PROBLEMS?
No house is perfect. If the inspector identifies problems, it doesn't necessarily mean you shouldn't buy the house, only that you will know in advance what the conditions are. A seller may adjust the purchase price or contract terms if major problems are found. If your budget is tight, or if you don't wish to become involved in future repair work, this information will be extremely important to you.
Q. IF THE HOUSE PROVES TO BE IN GOOD CONDITION, DID I REALLY NEED AN INSPECTION
Definitely. Now you can complete your purchase with your eyes open as to the condition of the property and all its equipment and systems. You will also have learned many things about your new home from the inspector's written report, and will want to keep that information for future reference.